Restaurants and Cafes
La Crosse County, WI had 91 full-service and 95 limited-service restaurants with payroll in 2023 (CBP). Kitchen equipment, remodels and second locations are three things a restaurant may fund. Restaurant business loans.
Business Funding by Industry in La Crosse, WI
Every industry earns and spends on its own rhythm. Fourteen have full pages; the rest are summarized below, each with a funding option to look at first.
Food and Drink Businesses Around La Crosse, WI
Card sales in, suppliers and payroll out.
Bars and Taverns
Seventy-nine drinking places had payroll in the county in 2023, 34 of them in ZIP 54601 (CBP / ZBP). Stock, coolers and buying a tavern are three things a bar may fund. Bar and tavern funding.
Coffee Shops and Cafes
Business loans for a coffee shop: espresso machines and grinders fit equipment financing; a short payroll or supply gap fits working capital. The county's 36 snack and nonalcoholic beverage bars with payroll (CBP 2023) include coffee shops.
Food Trucks
A food truck is a vehicle and a kitchen in one, so equipment financing is a place to start. Partners look at the truck's age and the operator's sales history. No county count is used for food trucks here.
Food Producers
Twenty-three food manufacturing employers in the county employed 1,871 people in 2023 (CBP). Processing and packaging equipment is one use for funding; see equipment financing.
Clinics and Health Offices Around La Crosse, WI
Equipment-heavy offices with insurance billing delays.
Chiropractors, Therapists and Optometrists
Eighty-seven offices of other health practitioners had payroll in 2023, 57.5% with fewer than five employees (CBP). Practice funding for chiropractors and therapists.
Dental Practices
Fifty-seven dental offices with 607 employees in 2023 (CBP). Equipment, build-outs and practice purchases are three uses. Dental practice loans.
Medical Practices
Fifteen physician offices had payroll in the county in 2023, 13 of them with fewer than five employees (CBP). Billing delays can point to working capital.
Family Services and Care Providers
Forty-six individual and family services employers had 1,066 employees in 2023 (CBP). Payroll timing against reimbursements can be the question; see working capital for payroll.
Home Health Agencies
Nine home health employers had payroll in 2023, and 83 home health businesses had none in 2024 (CBP / NES, separate programs). Reimbursement timing points to working capital.
Veterinary Practices
Ten veterinary employers with 147 employees in 2023 (CBP). Surgical, imaging and lab equipment fit equipment financing.
Builders and Trade Firms Around La Crosse, WI
Crews, machines and staged payments.
Contractors and Builders
The county had 315 construction employers in 2023, 63.5% under five employees (CBP). Draws, retainage and equipment set the funding pattern. Contractor business loans.
Plumbing and HVAC
Forty-eight plumbing, heating and AC contractors with 507 employees in 2023 (CBP). Vans, parts and install payroll. Plumbing and HVAC business loans.
Landscaping and Lawn Care
Forty-eight landscaping employers and 128 nonemployer landscapers (CBP 2023 / NES 2024, separate programs). Mowers, trucks and payroll. Landscaping business loans.
Drywall, Flooring and Painting Contractors
Fifty-six building finishing contractors had payroll in 2023, 62.5% under five employees, and 199 operated without payroll in 2024 (CBP / NES). Materials and crew payroll between payments fit working capital.
Electrical Contractors
Twenty-seven electrical contractors with 307 employees in 2023 (CBP). Vans, lifts and testing gear can fit equipment financing.
Roofing Contractors
Twelve roofing employers with 172 employees in 2023 (CBP). Materials bought before a job is paid point to working capital.
Pest Control Companies
Service vehicles and application equipment are the main purchases for pest control firms; see equipment financing. No county count is used for this trade here.
Cleaning and Janitorial Services
Thirty-two janitorial employers had payroll in 2023, and 148 janitorial businesses had none in 2024 (CBP / NES). Payroll ahead of monthly contract payments fits working capital.
Shops for Cars and Trucks Around La Crosse, WI
Bays, lifts and parts.
Auto Repair and Body Shops
Sixty-three auto repair and maintenance employers in 2023, 54.0% under five employees (CBP). Lifts, tools and parts. Auto repair shop loans.
Car Dealerships
Eighteen automobile dealers with 707 employees in 2023 (CBP). Floor plan lines are a specialist product; parts and service stock can fit inventory financing.
Car Washes
A business loan for a car wash: the equipment is the core purchase, so equipment financing is a place to start. No county count is used for this business type here.
Stores, Groceries and Fuel Around La Crosse, WI
Stock paid for ahead of sales.
Retail Stores
Retail had 387 employer locations in the county in 2023, more than any other sector (CBP). Boutiques, hardware and furniture stores. Retail business loans.
Gas Stations and Convenience Stores
Thirty-nine gasoline stations with 994 employees in 2023 (CBP). Fuel, store stock and buying a station. Gas station business loans.
Grocery Stores
Thirteen grocery employers had 1,816 employees in 2023 (CBP). Stock is one recurring need; see inventory financing.
Salons, Gyms and Child Care Around La Crosse, WI
Chairs, equipment and payroll.
Salons and Barbershops
Thirty-five beauty salons had payroll in 2023 and 247 had none in 2024 (CBP / NES, separate programs). Funding for salons and barbers.
Gyms and Fitness Studios
Twenty-seven fitness and recreational sports centers had 636 employees in 2023 (CBP). Business loans for gyms can buy equipment; see equipment financing.
Child Care Centers
Thirty child day care employers had 430 employees in 2023, and 175 child care businesses had no payroll in 2024 (CBP / NES). Payroll is a cost to plan for; see working capital.
Laundromats
A business loan for a laundromat: washers and dryers are the core asset, so equipment financing is a place to start. No county count is used for this business type here.
Offices and Professional Firms Around La Crosse, WI
People, clients and billing timing.
Accounting and Bookkeeping Firms
Forty-three accounting, tax and payroll service employers in 2023 (CBP). Practice purchases and deadline staffing. Accounting firm loans.
Law Firms
Forty legal services employers in 2023, two thirds under five employees (CBP). Payroll between resolutions. Law firm business loans.
Insurance Agencies
Seventy-eight insurance agencies and related offices (NAICS 5242) had payroll in 2023, 66.7% under five employees (CBP). An agency purchase can fit a term loan.
Real Estate Offices
Sixty-seven real estate offices (NAICS 5312) had payroll in 2023, 91.0% under five employees (CBP). Commission timing suits a line of credit.
Engineering and Architecture Firms
Thirty-five architectural and engineering employers had 381 employees in 2023 (CBP). Project billing delays suit a line of credit.
Hotels, Venues and Campgrounds Around La Crosse, WI
Renovation cycles and bookings.
Hotels and Motels
Thirty-seven traveler accommodation employers with 678 employees in 2023 (CBP). Renovations, furniture and purchases. Hotel and motel business loans.
Wedding and Event Venues
A business loan for a wedding venue: renovations and fit-outs can fit a term loan; partners look closely at booking history.
Campgrounds
Campground improvements such as sites, utilities and buildings are one-off projects that fit a term loan. Partners will want several years of revenue records.
Plants, Warehouses and Franchises Around La Crosse, WI
Industrial and franchise questions.
Printing, Machine Shops and Warehousing
Printing (21 establishments), fabricated metal (20) and warehousing (14) together employed about 3,000 people in the county in 2023 (CBP 2023 paid-employee counts of 1,300, 858 and 900; our sum is 3,058). Presses, CNC machines and forklifts fit equipment financing.
Franchise Owners
A business loan for a franchise: buying an existing franchised unit can be a term loan request reviewed with the franchise agreement; Lindenfield does not arrange startup loans.
In short
Lindenfield Business Funding helps La Crosse, WI businesses across most industries find funding, and funding partners consider requests from a wide range of sectors. This page groups 40 business types, from restaurants and contractors to salons and law firms, with La Crosse County, WI census counts and an option to look at first. Each partner reviews requests one by one.
Reading This Industry List
Find your type of business, read the short note, and follow the link to the page or funding option that fits first. Business loans for restaurants, contractors, salons, gyms and retail all start from the same question: what does the money pay for, and how does your business get paid? For everything side by side, see the six funding options; for county data, the La Crosse, WI page.
County figures are employer establishments from County Business Patterns 2023 (CBP) unless marked as Nonemployer Statistics 2024 (NES), a separate program; the two are never added.
By Lindenfield Business Funding · Updated
